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Home Financing the

way it should be…EASY

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Our Loan Service Portfolio

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Wenhe Real Estate

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Pacific Beach is one of the most vibrant neighborhoods of San Diego and is located directly by the beach. It is very popular with beach goers and surfers. This area offers many activities from shopping in one of the many boutiques, going to trendy bars and casual restaurants or staying in shape in one of the many gyms and yoga studios. Further more Kate Sessions Park offers breath taking views ...

San Diego Downtown

San Diego Downtown

An affluent community, San Diego is characterized by its beach dramatic coastline and downtown waterfront boutiques and restaurants. One of the most popular beach destinations Cities in California, its natural beauty is furthered by its upscale lifestyle, complete with the famous Harbour Scene and further amenities in Downtown San Diego.



Ocean Beach is a vibrant, bohemian neighborhood, with a classic SoCal beach vibe. Surfers and sunbathers fill the namesake beach, while Ocean Beach Pier is a popular local fishing spot with sweeping views. Nearby, Newport Avenue is lied with antiques shops, beachwear and surf boutiques, organic groceries, taquerias and brewpubs. The Ocean Beach Farmers Market features live music.



A rugged seaside peninsula, Point Loma is complimented by nearby Shelter and Harbor Islands and home to Point Loma Nazarene University. This area is recognized for Sunset Cliffs Natural Park – an unrivaled spot to watch the sun go down. Locals and visitors alike can be seen enjoying popular restaurants and shops at Liberty Station (a former Naval Training Center) or the trails and tide pools ...

Pam & Scott


Wenhe Mortgage & Realty is committed to providing clients and realtors with the highest quality financial services combined with the lowest rates and fastest turn times available in California. Wenhe Mortgage and Realty is the trusted source for California homebuyer’s and homeowner’s real estate transactions. We work with the leading lenders in the industry to provide you the most aggressive rates available. 





Did you know Wenhe Mortgage and Realty has a 5-star rating in both Zillow and Yelp? Wenhe Mortgage and Realty is the trusted source for California homebuyers and homeowners real estate transactions since 2008. We offer a large variety of loan programs to meet your needs and we make it EASY. We specialize in Conventional loans, FHA, VA, Jumbo loans and many first-time home buyer mortgage options.

What sets us apart from retail banks and direct lenders? First and foremost, borrowers like you trust us with one of the most important financial decisions of your life. We do not take that responsibility lightly. We are in constant contact with you throughout the loan process with you so that you know we are watching out for your best interests. Secondly, we have the lowest rates and fastest turn times to make sure you have the lowest payment and we get you into your new home quickly…with EASE.

We know that providing our clients with the best service and lowest rates leads to a trustworthy and lifelong business relationship. We always have our clients’ best interests at heart and we hope that they will refer us additional clients knowing that we will give them the same excellent service.

Some of

Our Clients

“Pam and Scott are a great team to work with. Pam worked with us over 2 years while we decided if we wanted to stop renting and buy a condo. We stared and stopped this process 3 times and she just went along with us. Scott helped me with my loan. He worked so hard for me, much like figuring out the house figuring out the loan was no easier. He worked many late nights for me and was always around to answer my questions. I could text or call him after 5pm and had 99% chance of getting a response. I will use them if I ever get another house.”

  • Marc W.

“Wenhe Mortgage makes buying and/or refinancing a home as painless as possible. They really do make it easy and simple. Knowledgeable, friendly and quick from start to finish. Scott was on top of it during every step in the process. Definitely will use them again if needed in the future.”

  • Kevin M.

I dealt with Scott on a refinance of my mortgage. I couldn’t be happier with the results. I was unaware of how today’s market and lender’s policies have changed, but Scott helped guide me through the frustration of current lender requirements as best as anyone could. Truly a professional in his field

  • Wilson N.

“Pam is an amazing realtor; we really couldn’t have asked to work with someone better.  We were first-time home buyers and didn’t really know what we wanted when we first started looking (we had looked at random open houses for a while, but nothing seriously), but we knew what neighborhood we wanted to be in.  Pam was not pushy at all, and just showed us around to a lot of different houses so we could get our bearings, figure out what we really cared about, and lock in exactly how much we were willing to spend (and set our expectations of what we could get for that amount).  She was really great at finding places that incorporated specific features we value in a home, and we fully trusted her guidance in the offering process.  We happily recommend Pam to anyone who is looking to purchase a home in the future!”

  • Bill G.

“Thank you!  We are so thrilled with your professionalism and service.  It is not often when you have someone who is truly in your court.  Through the whole sell/buy experience you have had our backs and have been amazing at answering questions and keeping us on the right path.  We will shout your name from the rooftops as the go to guy when you need a mortgage.  Thanks until the next one.”

  • Debra S.

Wenhe Mortgage made the whole experience painless.  We started this process with another entity, it was frustrating so we stopped. So incredibly thrilled with Scott and his staff of caring, detail oriented people.  Will use them again for the next adventure in mortgages.

  • Maria W.

This is my third dealing with the Wenhe team, and I have to say every experience has been nothing short of first class! From buying our house in 2012, to a refinance in 2016, and finally selling our home in 2018 I could not be happier. This is a great no-nonsense team that gets things done. Extremely pleased with my service, and I would not look anywhere else for service. Highly recommended!!!

  • Dylan W.

“Absolutely amazing experience with Pam Wenhe. Her industry knowledge was very beneficial in our search as we were 1st time home buyers and we truly could not have asked for more. Pam was not pushy at all and added so much value with each listing we saw asking questions we would not have thought  to and pointing out pros/cons of homes that a 1st time home buyer may miss. Overall I would recommend (and have) Pam to anyone and if/when we look at properties in the future she will be the first person we call.”

  • Kimberly C.

“We recently purchased our first home working with both Pam and Scott. Truthfully, we could not have been more pleased with both of them! Our purchase was not an easy one being a short sale, and they worked for us 24/7. Communication is a big issue with me and they passed that test with flying  colors. Any issue I had day or night they responded very timely, usually within 5mins! From before the initial offer to after close of escrow, they were simply the best. I cannot stress how pleased we were to work with these two, and would not hesitate to recommend this team to anyone (and have!). Thanks again you two!

  • Lisa R.

Listing Or Mortgage



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